This is a Sponsored post written by me on behalf of Kmart for SocialSpark. All opinions are 100% mine.
The holidays are only about 3 months away and with our current challenging economy, we are all looking for ways to maximize our dollars. In my job as a credit counselor I see so many people who don’t plan for the extra expense and end up in trouble when January rolls around. One way to avoid that is with a great layaway program, like the Kmart free layaway program.
The Kmart Layaway program is easy! Just bring your holiday gifts to the layaway counter in store or add them to your shopping cart online. Then just set up a payment plan, make online payments every two weeks and that’s it! After you’ve made your last payment you can then pick up your items.
K-mart’s free layaway has no minimum item or transaction amount, you can pay on-line and pick up in store and there’s no service fee! Those are some great feature’s that set it apart from other layaway programs. It’s a great option to help us budget and better plan our holiday shopping.
Plus, now through 11/17/12 you can be selected to win a FREE layaway in Kmart’s Big Layaway Giveaway! That means whatever you put on layaway between now and that time could be free if you are selected as a winner. Every week one person per store will be selected so this is a perfect opportunity to grab those holiday gifts you’ve been wanting… it’s never too early to begin your Christmas shopping
I’ve actually had my eye on a few Kmart items that I’ll be placing on layaway for my family and friends. Shhh! No telling but the pictures above might give you a hint. 
I love this program because it makes buying some pricey items a little bit easier as you don’t need to pay it all in one chunk. I’m crossing my fingers that I’ll be able to win big with the Kmart Layaway Giveaway!
Have you used a Layaway program in the past? If so, what do you think?
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