This is a Sponsored post written by me on behalf of Kmart for SocialSpark. All opinions are 100% mine.
The holidays are only about 3 months away and with our current challenging economy, we are all looking for ways to maximize our dollars. In my job as a credit counselor I see so many people who don’t plan for the extra expense and end up in trouble when January rolls around. One way to avoid that is with a great layaway program, like the KmartΒ free layaway program.
The Kmart Layaway program is easy! Just bring your holiday gifts to the layaway counter in store or add them to your shopping cart online. Then just set up a payment plan, make online payments every two weeks and that’s it! After you’ve made your last payment you can then pick up your items.
K-mart’s free layaway has no minimum item or transaction amount, you can pay on-line and pick up in store and there’s no service fee! Those are some great feature’s that set it apart from other layaway programs. It’s a great option to help us budget and better plan our holiday shopping.
Plus, now through 11/17/12 you can be selected to win a FREE layaway in Kmart’s Big Layaway Giveaway! That means whatever you put on layaway between now and that time could be free if you are selected as a winner. Every week one person per store will be selected so this is a perfect opportunity to grab those holiday gifts you’ve been wanting… it’s never too early to begin your Christmas shopping
I’ve actually had my eye on a few Kmart items that I’ll be placing on layaway for my family and friends. Shhh! No telling but the pictures above might give you a hint. π I love this program because it makes buying some pricey items a little bit easier as you don’t need to pay it all in one chunk. I’m crossing my fingers that I’ll be able to win big with the Kmart Layaway Giveaway!
Have you used a Layaway program in the past? If so, what do you think?
{ 5 comments… read them below or add one }
we do layaway every year. Just did it on Friday in fact. I usuallystart in August and end up doing 4 different ones. Love that this year there is no fee to start one.
i just one today and got the extra 5 dollars off when you spend 50 or more.. i put a bbq grill for my honey on layaway.. it was original 350 and got it for 180 super excited.. hes been dying for a new one..
Hi Christie,
I saw in this post that you are a credit counselor… do you help people come up with a plan to get out of debt?
π
Yes, that’s one of our services. π We try to help people get out of debt and live debt free!
I use layaway all the time at both Kmart and Sears. I have a large family and it makes it very helpful for xmas and school time getting everything that’s needed. I was really disappointed when the layaway programs started going away. I will be starting all that xmas layaway here very soon…. π seems to early to be talking about xmas haha.